Was your fund set up by an employer?

Then you likely have a default super fund.

Many super funds make it easy for employers to set up standard, default investments for their employees. It’s a great and efficient system for them, but because it’s set up for any and everyone, it’s likely not the best investment for you.

Do you know how that money was invested? Do you know what you’re on track for at retirement?

This is the harsh reality that many Aussies face. But that default setup is likely to come with low returns.

You are unlikely to know how you’re projected, you could be getting low returns – so now what do you do?

The sooner you look into this the bigger of a difference it will make for you and your future. The alternative is to ignore it and let this “hope and pray” strategy continue. But we don’t want you to do that because it isn’t a good plan for you, your family, or your retirement.

That’s why we offer a free review to help you lift the hood on your Super.

Here’s an example

The average balance for those aged 60 to 64 is a reasonable proxy for average retirement payouts given that most individuals retire at or around their early 60s. Average superannuation balances at the time of retirement (assumed to be age 60 to 64) in 2015-16 were $270,710 for men and $157,050 for women.

But here’s what matters for you – by taking more control of your superannuation you could improve your retirement balance substantially.

By simply having a superannuation balance of $100k at a 6% annual return over a 20-year working time frame you would have a retirement balance of $320,000.

Taking the same situation but at a 10% return, your expected retirement balance would be $672,000. That means you would have an extra $352,000 in retirement.

Taking a more pro-active investment style with assistance from a qualified adviser can make all the difference.

Get your setup reviewed by an expert

We offer a free, expert review. But perhaps more importantly, we care about your Super. We aren’t looking to find “an efficient and easy setup.” We are looking to find the best way to invest your Super that helps you achieve your retirement goals, and beyond!

The call is free. Seriously. We exist to help every Aussie with their Super. Let us help you too.

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Philip Richards
Philip Richards
07:23 14 Nov 19
A pleasant experience and great customer service. I am looking forward to seeing some results from the changes i have made. All staff i spoke to were very helpful and explained things well.read more
David young
David young
07:55 08 Nov 19
Wow, what a difference compared to my old super fund. Jarrod was incredibly helpful and made the whole process painless. I’m so glad I picked up the phone. I’m actually excited about the outcome and can’t wait to tell my family and friends.read more
Andre Massoud
Andre Massoud
22:34 07 Nov 19
Can I say that it was the best experience with a finance company I’ve ever had! Jordan was very professional, well spoken, clear and concise and extremely knowledgeable. He allowed me time to grasp and understand the information he was sharing with me and with plenty of respect and room for questions. Highly recommendedread more
amjeck .
amjeck .
06:32 29 Oct 19
This has made working my finances. I have been able to understand all that has been done for me and feel far more secure for my future. Jordan was a real star. He was polite and fun and helped me from start to finish. He knew his stuff and helped me too. My husband has also sorted out his finances and it has given us peace of mind. My husband also worked with Jordan and found him to be kind and considerate. Thank you so much for getting our finances back on track! We could not have done this ourselves. We would (and have) recommended AGAT Business to our friends and family.read more
scott Gray
scott Gray
09:17 24 Oct 19
Fantastic service and couldn’t rate AGAT Business high enough. Jarrod was extremely professional to help direct me and set up my new superannuation with Netwealth who have made the transition effortless through there professionalism also. Customer care is first class and your never left waiting which is very important to meeting any concerns and needs with anything financial.read more
Neil Walker
Neil Walker
00:26 24 Oct 19
I have found all these people to be great to deal with, prompt and efficient in there work. And look after there clients needs very well. Thank you. I recommend getting on board with them. Thanksread more
Veronica Murray
Veronica Murray
06:35 26 Sep 19
So helpful and informative was a pleasure speaking with the guys an helping me understand the financial ways of the market hopefully we can have a long happy relationshipread more
Tina Balmer
Tina Balmer
21:10 14 Sep 19
Daniel and the team at AGAT were amazing. They explained everything clearly so we could understand and we are now going to make alot more in our super. The ongoing support is 10 out of 10. Great to deal with.read more
Nicholas Shymansky
Nicholas Shymansky
04:43 10 Sep 19
Superannuation was never something I thought about, but after talking to the team at AGAT I realised the impact that setting the fund up correctly can have on my retirement. I’d recommend going through the process with AGAT regardless of what your financial situation is, or what your goals are for retirement. Their team has been great to me.read more
Paul Ainsworth
Paul Ainsworth
21:18 25 Jul 19
I spoke with a nice young man who clearly wanted to help me and had my best interests at heart. He organized a professional report and Consultation for me with a trained informative financial advisor. As a result I will now be $300,000 better off when I retire. Thank you guys you are awesome.read more
Wendy Moorcroft
Wendy Moorcroft
09:31 25 Jul 19
I cannot recommend this team more highly after the contact I have had with them thus far. I have very limited funds in my super after spending the majority of my ‘post working’ years as a stay at home mum, so to discover I could increase my existing super by around 3 times what it would be if I did nothing within 12 years without contributions has made my day! This is only the beginning of my experience with Sean, Kyle and the team but I am confident they will be a huge influence in how I invest other funds and also be great advisers for my two sons. So thankful our paths have crossed and I look forward to an exciting few years ahead watching my little pot of gold grow into something more substantial. Thank you!!!read more
Antonio Notte
Antonio Notte
03:57 03 Jul 19
The team are friendly professional and easy to deal with! They recently did a review into my superannuation and couldn’t be more happier with the results! Highly recommendread more
Paul Thorstensen
Paul Thorstensen
00:23 28 Jun 19
The team at AGAT were extremely accommodating and helpful. They showed me what my current superannuation setup looked like and then provided a simple solution to improve my situation in retirement. Highly recommend their service!read more
Lachlan Harrison
Lachlan Harrison
02:50 18 Jun 19
AGAT helped me consolidate all my super, and with the advice I was thousands of dollars better off. The financial advisers then helped me with my insurances and even my mortgage. Would definitely recommend their services!read more
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