We work. It’s a fact of life. We exchange our precious time for money, resources, and financial security. So when it comes to ensuring that the financial decisions you’re making will put you in a better position, who do you trust?
The harsh reality is this: many people read ONE book or talk to ONE friend and then chart their entire financial future based upon the experience of ONE PERSON. Why?
This is why we research your financial situation and talk about your goals and then connect you with financial advisers who operate under an Australian Financial Services Licence.
You may think that only the very wealthy can benefit (… or afford) a financial adviser. But with Super, every Aussie has access to and is incentivized to get professional financial advice.
And, according to the Australian Securities and Investments Commission, “if you need help developing a plan to reach your financial goals, financial advice can really make a difference. A licensed financial adviser can help you identify realistic goals, and put strategies in place to achieve them.” moneysmart.gov.au
We agree. And that’s exactly the service we provide. So…
Here’s 10 ways you and your life’s fortune can benefit from financial advice.
1. Get help setting real financial goals
How long do you need to save before buying that house you’ve been dreaming of? How can your investments help send your child to a good university? How much do you want to save and how much do you want to spend? A financial advisor can help you answer these questions and more!
2. Reach your financial goals
Not only can a financial advisor help you set goals, they can ensure that those goals are measurable and reachable. An advisor is able to help you identify long term goals, as well as short term financial goals.
3. Manage your money better
What is expensive, affordable, and a bargain is all relative to your financial goals and your financial reality.
4. Get real advice during times of change/transition
Life comes at you fast. Whether you’ve lost your job, received a promotion, or are welcoming a new child into your family – an advisor can help you navigate life’s transitions with data and expertise. During challenging times it may mean knowing what assistance is available to you and in good times it may mean illuminating opportunities you were unaware of.
5. Develop a strategy for your future
The short, medium, and long term goals you’re able to develop and discuss with your financial advisor can allow you to envision and develop your future with confidence.
6. Make the most of what you have no matter how much
In the case of financial investment, it’s not so much about how you start… it’s about how you finish. Many of us have many working years ahead of us. It’s almost never too late to start investing smartly. If you’re young and have a modest savings your projection after decades of work will make you glad you started young. Value your time spent working, value your investments, and watch them grow.
7. Plan your retirement… for real.
It’s easy to joke about retirement. And many of us dream of retiring young. But what’s your reality? We want you to know your reality and know that you have control over your financial future. Whether you want to retire at 45 and travel the world, or work until 65 and spoil your grandchildren – we want you to reach your goal.
8.Know your investment options
Most Supers are employer-nominated, meaning that you didn’t choose your investment, and neither did your employer. It’s just in a default setup. AGAT does not work for any Super. We work for you. We partner with financial advisors who’s only interest is your financial success. What Super is right for you depends on your personal finances. We only partner with the best and your success is our success.
9. Get help managing your estate
It is difficult to deal with the expected and unexpected tragedies of life. They are unavoidable. A kindness you can give to your loved ones is to have your estate in order. You don’t only work for your own interest, but in the interest of our family and loved ones. A financial advisor can ensure that you have a financial plan that includes estate planning.
10. Make the most of your superannuation
A financial advisor thrives off of your success. A great financial advisor will consistently look for opportunities to help grow your super, and ensure that your position is always the best is can be. We only partner with trusted financial firms that have a proven success record.
We exist to help every Aussie with their Super. Let us help you too.