69 ways you can improve your super
- Get a professional review of your super
- Read customer reviews on Google
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Reviews of the most popular super funds
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HostPlus (2 stars)
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CBUS (1.9 stars)
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AustralianSuper (1.5 stars)
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SunSuper (2.8 stars)
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Reviews from our service
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AGAT (4.9 stars)
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- Speak to a financial planner
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Did you know, moneysmart.gov.au explicitly recommends that you seek financial advice? “Planning for your retirement is complex and it’s important to get advice from people with specialist knowledge.”
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- Don’t simply copy a strategy that worked for one person in a book
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Many Aussies copy the Barefoot investor. Scott has an incredible story and we highly recommend learning from his strategies! But if you simply copy him then you are also ignoring his views: “Before acting, you should consider seeking independent personal financial advice that is tailored to your needs.” directly from the homepage of his website.
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- ACTUALLY LOOK AT IT
- Make sure your plan suits you
- Understand how you’re invested
- Know your beneficiaries
- Sort out your insurances
- Consolidate multiple funds
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Did you know that most Aussies have more than one fund? This means you’re likely paying a lot more in fees than you could be.
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- Call Dan Allen at 1300 242 800
- Always be comparing
- Don’t just listen to your mates…
- Read your superannuation statement
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A lot of supers put an annual growth rate that includes your contributions. This is a very misleading way of hiding your real rate of return.
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- Get a personal financial planner
- Increase your super contributions
- Work part time before or during retirement
- Establish financial goals
- Make a plan
- Define your dream retirement
- Ensure your insurances are still relevant
- Make sure your family has their super sorted
- Education yourself on finances
- Maximize tax breaks
- Start early
- Review your financial goals
- Stop avoiding retirement planning!
- Develop a retirement plan with your family
- Take advantage of free opportunities to review your super
- Take advantage of free opportunities to review your retirement plan
- Take advantage of free opportunities to review your insurances
- Make a salary sacrifice
- Take advantage of government co-contributions
- Understand what services your superfund is actually providing
- If you get a new job, make sure you look into your fund and look for opportunities to consolidate
- Don’t accept mediocre returns!
- Read the fine print
- Understand the fees your super fund is charging
- Every few years, review your insurances to ensure they are meeting your current needs
- Understand the real growth rate on your super (versus the often advertised rate that includes your own contributions…)
- Stay up to date with legislative changes that impact super
- Read information from independent sources that aren’t directly associated with a specific super fund
- Check comparison sites before you simply stay with your current fund (and check out the customer reviews of your current fund)
- Okay,
- We
- Are
- Exhausted
- With
- This
- And
- I’m
- Sure
- You
- Are
- Too.
- We’d
- Rather
- Spend
- The
- Rest
- Of
- Our
- Day
- Helping
- You
- With
- Your
- Super.
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So, call 1300 242 800 and speak with a superannuation specialist